Back to Basics I: Deposits and Borrows

    In two graphs we made a comparison between borrow and deposit

    Loading...
    Loading...
    Loading...

    According to this chart, the loan and deposit were compared in two months, and the blue line that is observed is the deposit and the orange line is the borrow, and as we see, in 99% of cases, the deposit is higher than the borrow, which is quite reasonable.

    In the chart below, we considered the deposit positive and the borrow negative so that we can look at it better and make a different analogy.

    Conclusion: It can be pointed out that the deposit is always higher than the borrow, and this is logical because it hinders liquidity and there is always a certain percentage of the distance between the loan and the deposit, and this is a significant relationship.

    Loading...
    Loading...

    In this chart, we consider the percentage difference of the deposit to borrow, and as we can see, this percentage varies from 74% to negative 48%, which means that when the percentage is negative, the user is cashed and loses, and better The risk limit should always be considered because the market is less predictable.